Our Process

At The Rand Group, we understand that you have different needs at different points in your life. Our process includes areas of focus specific to your goals as your wealth evolves and your life progresses.

Enjoy Your Wealth, Now and Later

To help you pursue and achieve your goals, our team works with you to create a personalized wealth strategy. This serves as the basis for our approach to allocation and can be modified based on your changing circumstances and goals.

Discover

Our relationship begins with a thorough understanding of you- your needs, your lifestyle, your family and your goals for the future. Together, we review and analyze your current financial situation to determine an appropriate strategy.

Create

We work with you to identify solutions and develop a roadmap to help you pursue your desired outcomes and the future you envision.

Act

We help you implement investment, retirement, trust services, cash management and insurance solutions based on your goals and customized wealth strategy. Additionally, we offer personalized services and benefits to fulfill your needs and enhance your client experience.

Adjust

Achieving your goals requires vigilance and flexibility. We help you review and monitor your progress and make adjustments as life evolves, markets and tax laws shift, and priorities change.

Client Needs Change Over Time

Accumulation

Retirement Accounts Established
Life Insurance
Education Accounts
Home Purchase/Finance
Employer Stock Plans
Basic Estate Planning
Disability Protection
Liability Analysis

Pre-Retirement

Healthcare Planning
Business Financing
Education Funding
Eldercare for Parents
Stock Option Exercise
Social Security Analysis
Succession Planning
Milestone Events

Retirement/ Distribution

Retirement Income Analysis
Benefits Coordination
IRA Rollovers
Gifting
Retirement Housing
Charitable Giving
Advanced Estate Planning and Family Education

Learn More About The Rand Group

Send Email

23 Corporate Plaza Drive, Suite 130
Newport Beach, CA 92660
Office: (949) 566-8326

1300 N. Holopono St., Suite 216
Kihei, HI 96753
Office: (808) 495-8000

Toll Free: (888) 546-4640
Fax: (800) 371-9547

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Form Client Relationship Summary ("Form CRS") is a brief summary of the brokerage and advisor services we offer.
HTA Client Relationship Summary
HTS Client Relationship Summary

Hightower Advisors, LLC is a SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Some investment professionals may also be registered with Hightower Securities, LLC and offer securities through Hightower Securities, LLC, member FINRA/SIPC. You can check the background of our firm and investment professionals on brokercheck.finra.org. Unless otherwise indicated relative to a specific award or ranking, Hightower Advisors, LLC does not pay a fee to be considered for any ranking or recognition, but may have paid to publicize rankings obtained and disseminated prior to 11.4.2022. All awards / rankings / ratings obtained and distributed on or after 11.4.2022 will be accompanied by specific disclosure as applicable.