Our Process

At The Rand Group, we understand that you have different needs at different points in your life. Our process includes areas of focus specific to your goals as your wealth evolves and your life progresses.

Enjoy Your Wealth, Now and Later

To help you pursue and achieve your goals, our team works with you to create a personalized wealth strategy. This serves as the basis for our approach to allocation and can be modified based on your changing circumstances and goals.
Discover
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Our relationship begins with a thorough understanding of you- your needs, your lifestyle, your family and your goals for the future. Together, we review and analyze your current financial situation to determine an appropriate strategy.

Create
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We work with you to identify solutions and develop a roadmap to help you pursue your desired outcomes and the future you envision.

Act
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We help you implement investment, retirement, trust services, cash management and insurance solutions based on your goals and customized wealth strategy. Additionally, we offer personalized services and benefits to fulfill your needs and enhance your client experience.

Adjust
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Achieving your goals requires vigilance and flexibility. We help you review and monitor your progress and make adjustments as life evolves, markets and tax laws shift, and priorities change.

Client Needs Change Over Time

Accumulation

  • Retirement Accounts Established

  • Life Insurance

  • Education Accounts

  • Home Purchase/Finance

  • Employer Stock Plans

  • Basic Estate Planning

  • Disability Protection

  • Liability Analysis

Pre-Retirement

  • Healthcare Planning

  • Business Financing

  • Education Funding

  • Eldercare for Parents

  • Stock Option Exercise

  • Social Security Analysis

  • Succession Planning

  • Milestone Events

Retirement/ Distribution

  • Retirement Income Analysis

  • Benefits Coordination

  • IRA Rollovers

  • Gifting

  • Retirement Housing

  • Charitable Giving

  • Advanced Estate Planning and Family Education

Learn More About The Rand Group

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23 Corporate Plaza Drive, Suite 130
Newport Beach, CA 92660
Office: (949) 566-8326

1300 N. Holopono St., Suite 216
Kihei, HI 96753
Office: (808) 495-8000

Toll Free: (888) 546-4640
Fax: (800) 371-9547

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